Compliance-ready transfer platform

Send regulated euro transfers.
One account, full governance.

Clear fees, verified beneficiaries, compliance reviews, and legal governance — built for auditability from the first transfer.

KYC & AML controls on every account
Transparent, governance-versioned fees
Sanctions-screened beneficiaries
app.transferpier.com/transfers
TP

Main Account

EUR

Dashboard
Transfers
Beneficiaries
Compliance
KYC verified

Available balance

12,480EUR

IBAN: DE89 3704 0044 0532 0130 00

Monthly limit usedEUR 12,000 / 50,000
Jun 2026
BeneficiaryAmountStatus
🇩🇪

Müller Handels GmbH

TXN-8821 · INV-2026-441

4,200.00

12 Jun

Settled
🇬🇷

Papadopoulos S.A.

TXN-8820 · PO-88823

11,500.00

10 Jun

In review
🇫🇷

Laurent & Associés SARL

TXN-8819 · INV-2026-438

3,875.00

09 Jun

Settled
🇫🇮

Virtanen Oy

TXN-8818 · CONTRACT-22

28,000.00

07 Jun

Settled
How it works

Three steps to your first transfer.

Every transfer follows a structured compliance flow — designed for auditability from the first click.

01

Register and complete KYC

Submit your identity documents and source-of-funds declaration. Our compliance team reviews and activates your account — typically within one business day.

Identity verification · AML screening · Account activation

02

Add and verify a beneficiary

Enter the recipient's IBAN and name. Confirm via OTP, pass real-time sanctions screening, and save to your verified beneficiary list.

IBAN validation · Sanctions check · OTP confirmation

03

Submit and track your transfer

Review the live fee quote, confirm the transfer, and monitor settlement in real time. A downloadable receipt and full audit log are generated automatically.

Live fee quote · Real-time tracking · PDF receipt

Why TransferPier

Built for institutions that can't afford compliance failures.

Open account
1%

Transfer fee, all-in — no markup

< 1day

KYC review and activation time

50,000EUR

Default monthly transfer limit

36

SEPA-compatible countries

Regulated transfers

Operating under EMI licence obligations. Jurisdiction-specific governance, mandatory compliance reviews, and regulatory reporting on every transaction.

Transparent pricing

Every fee displayed before confirmation. No spread markup, no hidden costs. The full fee schedule is versioned, published, and updated through compliance governance.

Verified beneficiaries

Recipients are cross-referenced against OFAC, EU, and UN sanctions lists. IBAN validation and OTP confirmation required before any transfer can be initiated.

Auditable workflows

Every action — transfer creation, document submission, OTP challenges, status changes — is timestamped, immutably logged, and exportable for compliance review.

Fee transparency

Clear fees.
Shown upfront.
Before you confirm.

Applicable charges are shown before confirmation. The current published Fee Schedule remains the authoritative source.

Quote-based pricing before confirmation
Published pricing terms
Fee shown before you confirm — always
Schedule versioned under compliance governance
Full fee schedule
Published Fee Schedule Current · v2.1

Transfer quote

Calculated for each request

1%

Account and onboarding services

Free

Identity verification

Free

Account services

Published terms apply

Free

Compliance review

When required by policy

Free

Documents and receipts

Availability by service

Free

Wallet operations

Free

Other service charges

Free

Applicable charges are calculated from the current fee rules and disclosed in the quote. The published Fee Schedule is the authoritative version.

Security & Compliance

Six layers of control on every transfer.

Designed to satisfy the expectations of regulators, auditors, and enterprise treasury teams without adding friction to legitimate transfers.

Privacy controls
Jurisdiction-aware policies
Published legal versions
Auditable event history
01

KYC verification

Document review and liveness check before account activation. Identity re-verified on material account changes.

02

AML screening

Automated anti-money laundering checks on every transaction and counterparty, with manual escalation for flagged activity.

03

Sanctions screening

Real-time cross-reference against OFAC, EU, and UN consolidated sanctions lists before every beneficiary creation.

04

OTP step-up authentication

Time-limited one-time passwords required for beneficiary creation and high-value or compliance-flagged transfers.

05

Immutable audit logs

Every platform action is timestamped and stored. Exportable for regulatory reporting and legal discovery.

06

Compliance review queue

Transfers flagged by risk rules enter a manual review queue with structured document collection before settlement.

Transfer workflow

Every transfer is fully traceable.

From account activation to settlement confirmation, every step is logged in real time. Your treasury team and auditors see the same information at the same time.

Start a transfer
🇩🇪

Müller Handels GmbH

TXN-8821 · INV-2026-441

EUR 4,200.00

Fee: EUR 42.00

Account registered

12 Jun 2026, 09:14 UTC

Identity documents verified. KYC approved by compliance team.

Beneficiary verified

12 Jun 2026, 09:31 UTC

Müller Handels GmbH · DE89 3704 0044 0532 0130 00 · Sanctions clear

Transfer submitted

12 Jun 2026, 10:02 UTC

EUR 4,200.00 · TXN-8821 · Fee: EUR 42.00 (1%) · Reference: INV-2026-441

Compliance review

In progress — est. < 4 hours

Amount within automated threshold. Manual review triggered by rule R-14.

SEPA settlement

Pending clearance

Funds will be debited and transmitted via SEPA Credit Transfer.

Settlement confirmed

Expected 13 Jun 2026

Receipt and immutable audit log generated automatically on confirmation.

Ready to move euros with confidence?

Open an account, complete the required verification steps, and start when your account is eligible.

Service availability, safeguards and regulatory disclosures are provided in the applicable published legal documents.

Included from day one

No setup fee

Account activation at no cost

KYC status shown in account

Typical review and approval time

AML-screened from first use

Every transaction, automatically

Full audit log from transfer 1

Immutable, exportable records